Song of foreclosureville
Well the very next thing to do is write up what’s called a notice of lis pendens, (the bank will likely have filed one when they filed the lawsuit, you’ll find out. What it does: a notice of lis pendens is what’s sometimes called an encumbrance. It makes it so that nobody can sell your property out from under you. Don’t copy theirs, make your own and have it notarized and filed at the county clerks office. Then, take it to the court where the case of located and get it stamped and file it, along with a certificate of service to all other parties. You can provide a courtesy copy to the judge too, if you feel so moved. You can ask the clerks for help, they will help you, it’s their job.
While you’re there, research your own property’s records. Get copies of everything if you can.
Set up a system for keeping track of all the paper, there will be more and it can become overwhelming quite quickly. This can be quite challenging at first as facing the situation can be frightening, we feel ashamed too and worried overwhelmed and have likely been avoiding it for quite sometime , you might have it all unopened in boxes, for example
Another thing do do:
Write up, record, file and serve (as above) notice of homestead exemption if there are homestead laws where you are. Depending on your location they could help you or they could be useless but find out.
In some places, you can find out at the county assessors office.
Very important: eat the cleanest healthiest food you can, superfoods are great
And drink the very cleanest water you can get.
Take care of yourself so that you are resilient
Another thing do do:
Write up, record, file and serve (as above) notice of homestead exemption if there are homestead laws where you are. Depending on your location they could help you or they could be useless but find out.
In some places, you can find out at the county assessors office.
Very important: eat the cleanest healthiest food you can, superfoods are great
And drink the very cleanest water you can get.
Take care of yourself so that you are resilient
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